At Benjamin Brand, LLP, we take legal steps to help ensure you keep your home. We can protect you against the bank’s threats and harassment. Choose our foreclosure defense lawyers today and we can work with you personally to create a customized plan that can save your home.
If you are currently at risk of losing your home to foreclosure, the first thing that you need to do is contact a foreclosure defense attorney from our law firm. Our firm is known for providing active, aggressive foreclosure defense in these cases. Not only can we answer the claim, but we can defend it in state court.
Cases of foreclosure can be difficult because of how often ownership is transferred. It is not uncommon for a mortgage to be packaged with securities and then sold multiple times. When this happens, it can become convoluted and difficult to determine who has foreclosure rights.
As a result, one of the first things we do when we take on a case is make the bank prove that they followed legal procedures and actually have the right to foreclose. In some cases, this can be extremely difficult. Should they face an error in the chain of securitization or title, it may be nearly impossible for them to prove that they have the right. Due to this level of difficulty, mortgage lenders may accept a loan modification proposal.
One option that we can help you to pursue is filing for bankruptcy. In cases where a bank is unwilling to accept a loan modification proposal, we can help you to consider filing for Chapter 13 bankruptcy. As soon as you file, you will get to experience the benefit of the automatic stay, which will immediately put a stop to any foreclosure proceedings. This will give you breathing room to catch up on your mortgage.
Lenders often use scare tactics and threats if you fall behind in your mortgage payments. If you have tried working with your bank and they won’t budge, contact us today or call 312.853.3100.
Schedule a free no-obligation consultation learn learn more about your options and legal rights.
The attorneys at Benjamin Brand LLP can help understand your options when it come keeping your home and protecting your assets.
Bankruptcy is a last resort. There may be alternatives that can help you deal with the financial burden. Call us at 312.853.3100 for more information about our areas of expertise and to find out if bankruptcy is the best option for you.